Affordable coverage, precious peace of mind
Who wouldn’t want to be a fortune teller? If only seeing the future was as simple as peering across a table into a crystal ball. Sadly, the only thing most of us can predict with certainty is that life will be unpredictable.
Insurance companies have responded to the uncertainty we face each day by offering an Accidental Death Benefit rider on many life policies. Essentially, if the worst happens and you die due to an accident, your life insurance company will provide additional compensation to your beneficiaries beyond the original death benefit.
These can be standard to a policy and included at no extra charge or could require you to pay an additional premium. The definition of what qualifies as an accidental death varies from carrier to carrier, but may include events like heart attacks, car accidents, slips and falls, drowning and machinery mishaps – situations that can’t be anticipated or controlled.
Why buy an Accidental Death policy rider?
Everyone has their own reasons, but simply put, you and your family can’t predict the future. Adding affordable coverage for accidental death to your life insurance policy can provide precious peace of mind for your loved ones during a difficult time. Contact us today to explore your options.